Weekly Market Review

03/17/08

 
How big does a corporation have to be to be too big to fail?  The Federal Reserve pulled out all stops last week in an attempt to save the 5th largest US securities firm from financial ruin.  By early Friday morning, the Fed had agreed to loan undisclosed billions to a collapsing investment firm, something they have not done since the 1960s.  The complicated transaction, involving a commercial bank serving as a monetary go-between, was designed to prevent further panic on Wall Street (source: Financial Times).  
 
The Fed’s historic action on Friday came just 3 days after the central bank had agreed to swap up to $200 billion of troubled mortgage-back securities from banks and investment houses in exchange for the safety of Treasury securities.  The infusion of higher-credit rated paper into the financial pipeline could allow lenders to get back into the business of lending, providing a supply of funds that had dried up (source: Barron’s).  
 
As if the Fed hasn’t been in the news enough already, the spotlight will be turned back on them with their scheduled meeting on Tuesday.  If they lower their key benchmark interest rate as expected, the US dollar, already at an all-time low vs. the euro, could suffer further declines.  If they decide to leave interest rates unchanged for the first time since August or if the rate cut is smaller than expected, the struggling US stock market could fall further (source: Federal Reserve). 
 
Notable Numbers for the Week:
 
1.      EXPORTS - The upside to a weak US dollar is that theoretically the cost of US exports is cheaper for a foreign buyer.  The $148 billion of exports the US recorded in January 2008 is an all-time monthly record.  That total is +80% more than the monthly export total recorded 5 years earlier (source: Commerce Department). 
 
2.      ONE IN A HUNDRED - 1.2 million US households have a net worth of at least $5 million not counting the family’s primary residence.  There are approximately 110 million households in America (source: Census Bureau, Investment News). 
 
3.      BIG DEBT - The total value of home mortgage debt (including home equity loans) held by Americans has increased +53% in the last 4 years.  The amount owed nationwide is $10.5 trillion (source: Federal Reserve). 
 
4.      THE OTHER ELECTIONS - In addition to a presidential election to be held on 11/04/08, voters in 33 states will also be selecting 35 US senators.  Republicans currently hold 23 of the 35 seats up for reelection and Democrats hold the other 12.  The current split in the Senate favors the Democrats 51-49 due to 2 independents that traditionally side with them (source: Senate).

 

 

 

 

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